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topic 25.1

Unit 25 :
Insurance

 Intermediate

Summary

To learn the importance of insurance.

topic 25
  • Brain Storm : Share your ideas with your teacher. Try to make sentences.

What is the difference, if any, between taking out insurance and making a bet?

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Vocabulary

Repeat these words/ phrases after your teacher.

  • insure (v)
  • influenced  (v)
  • cover ( v)
  • premiums (n)
  • better safe than sorry (phr)
  • varies (v)
  • figure out (phr)
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Dialogue 1

Read the dialogue aloud with your teacher.

Dave

Tracy

When you insured your car, what kind did you buy?

I decided to buy from GEICO.

What influenced your choice of companies?

I looked at the customer satisfaction rating of the company.

How did you figure out what services to buy?

Every individual has different considerations. Your agent can help you understand what you need to think about.

What did you place an emphasis on when you bought your insurance?

 I carry a lot of liability insurance because I own a house and need to protect it from a lawsuit.

Did you ever get into an accident and need your insurance?

I was in an accident and was happy that I had good insurance to cover it.

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Let’s practice

Give two  synonyms of the following words.

  1. figure out 
  2. Influenced 
  3. own
  4. emphasis
  5. protect
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Dialogue 2

Role-play Dialogue 2  with your teacher.

Joseph

Chloe

Hey Chloe, I heard you’re going to Europe soon.

Yeah, I’m applying for the Schengen Visa, but I need to buy travel insurance first as required.

What does the insurance cover?

Just the usual unexpected things, like lost or stolen luggage, flight delays, and medical treatment.

So how much are the premiums?

It varies depending on the length of your trip: usually the longer the trip the better deal you’ll get. Anyway, it’s quite reasonable. Probably less than 20€ for up to 15 days.

That’s not bad at all. But I don’t think Canada and the US require travel insurance for tourist visas.

Really? But still, it’s better to be safe than sorry.

 I hear you. Hope everything goes smoothly and have a great trip!

Thanks! I just can’t wait to get over there.

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Let’s Practice

Choosing homographs. Read each sentence and circle the correct meaning of the underline homograph.

  1.  What does the insurance cover ?

     a. to afford protection or security          b.something placed over another thing

2. The longer the trip the better deal you’ll get.   

     a. To take an action with regard to someone        b. An arrangement for mutual advantage

3. Have a great trip !

     a. journey      b. cause to stumble     

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Discussion：

Share your idea with your teacher. Try to make sentences.

  1. Have you ever made a claim on your insurance? Why? Was it easy or complicated?
  2. Why do people take out insurance?
  3. Have you ever changed your insurance company because they didn’t supply the customer service which you expected?
  4. When your insurance becomes due each year do you check out different companies or do you simply pay the renewal premium?